Debt Management
The Debt Management Program is a good resolution for clients, who are comfortably making their minimum payments, have an emergency savings fund, and do not need or use their credit cards to cover any monthly living expenses. 

This is a program of credit counseling services for troubled credit card holders. These credit counseling agencies have branched off to the private sector allowing you a cheaper alternative debt relief option. Debt management agencies will help you analyze your financial standing, determine how much you can pay, and will negotiate with the creditors on your behalf. The negotiation can be on longer terms or lower monthly amounts – whatever is necessary for you to afford payments. Instead of paying the creditors’ directly, you will be paying the debt management agency and they will distribute the funds accordingly.

The debt management program allows you to:
  • Get out of debt much faster
  • Reduce your interest rates
  • Alternative to bankruptcy*
  • Help with Collection/Creditor Calls

There are benefits for using this debt relief option: possible lower interest rates and monthly payments, and waived penalty charges and other fees. Most of all, the credit counseling agency will be handling all communication with your creditors.
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* Not all services available
*** America Debt Resolutions, LLC is a compliant contingency fee debt settlement company and debt marketing. America Debt Resolutions, LLC may refer you to a premier affiliate for debt management, bankruptcy or other services. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. *** INDIVIDUAL RESULTS MAY VARY BASED ON ABILITY TO SAVE FUNDS AND COMPLETION OF ALL PROGRAM TERMS. PLEASE REQUEST, READ AND UNDERSTAND PROGRAM DISCLOSURES AND AGREEMENT PRIOR TO ENROLLMENT. NO FEE RISK to you - we guarantee that you will pay NO FEES for your debt relief services until we successfully resolve a debt for you.

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