2013 bad year for our family. My husband lost his job of 15 years and I was going through cancer treatment. my supervisor also fired me the week before Thanksgiving and the week before bonus checks came out. We were in a pickle. we had 8 credit cards and a few other debts. ADR worked within our budget and now we have 3 debts we are working on.
ADR have always treated us with respect and have been there for us. we are updated on the accounts still pending, monthly. the best part the phone calls stopped and going to the mailbox was no longer scary.