Specialties
We Can Do it All.
America Debt Resolutions specializes in debt settlement. We help consumers reduce and resolve unsecured debts for less than what they owe.
Our debt settlement program is designed to:
- Negotiate with creditors on your behalf
- Help reduce your total debt balance
- Create a clear path to becoming debt-free
No fees are paid in advance.
You only pay after a debt has been successfully negotiated and settled.
What is Debt Settlement?
In the early days, debt settlement was primarily used by wealthy individuals who worked with accountants or financial advisors to manage their debts strategically. However, today, debt settlement is accessible to a much broader range of consumers.
In this context, America Debt Resolutions works on your behalf by having trained debt negotiation professionals communicate with your creditors once your accounts begin showing signs of financial hardship.
How the Process Works
When creditors recognize that you are experiencing hardship and working with a professional team, negotiations can begin. At that point, our negotiators take into account creditor policies, timelines, and behavior patterns to pursue settlement opportunities.
Additionally, because negotiating debt is their primary focus, these professionals use experience, strategy, and historical data to pursue outcomes that may be difficult to achieve on your own. Unlike consumers, they are not emotionally attached to your debt and are trained to navigate creditor negotiations effectively.
Reduce Your Total Unsecured Debt
Flexible program terms available
Help with Collection/Creditor Calls
One Low Monthly Program Payment!
What to Expect
In many cases, creditors agree to have the borrower pay for only a percentage of their original balance, with the remaining amount forgiven upon successful settlement. As a result, debt settlement can negatively impact your credit score in the short term. However, it is often considered an alternative to bankruptcy, and the impact on credit is typically temporary.